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	<title>Top Floor Legal &#187; Loan Modification Compliance</title>
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	<description>General Business Counsel for Entrepreneurs</description>
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		<title>False Documentation for Loan Modifications &#8211; Are you liable as the broker?</title>
		<link>http://www.topfloorlegal.com/real-estate/false-documentation-for-loan-modifications-are-you-liable-as-the-broker</link>
		<comments>http://www.topfloorlegal.com/real-estate/false-documentation-for-loan-modifications-are-you-liable-as-the-broker#comments</comments>
		<pubDate>Sun, 14 Feb 2010 20:55:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Broker Legal Protection]]></category>
		<category><![CDATA[Loan Modification Compliance]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://brokerlegalprotection.pashalaw.com/?p=201</guid>
		<description><![CDATA[For those brokers still in the loan modification business, this post is long overdue.  Loan modifications for primary residences have fairly strict guidelines in documentation to support the government backed loan modification.  For the rentals, lender standard are much less restrictive when it comes to documentation.  When are you liable for false or inaccurate documentation?...]]></description>
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		<title>Collecting Fees Before SB 94 &#8211; Agreements Valid?</title>
		<link>http://www.topfloorlegal.com/real-estate/collecting-fees-before-sb-94-agreements-valid</link>
		<comments>http://www.topfloorlegal.com/real-estate/collecting-fees-before-sb-94-agreements-valid#comments</comments>
		<pubDate>Tue, 13 Oct 2009 21:26:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Broker Legal Protection]]></category>
		<category><![CDATA[Loan Modification Compliance]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://brokerlegalprotection.pashalaw.com/?p=165</guid>
		<description><![CDATA[As you have all likely heard, if you are are a real estate broker, or a licensed corporation, who has been issued a &#8220;no objection&#8221; letter by the DRE, you may no longer enter into the agreements effective October 11, 2009; however, according to the DRE, agreements entered into and advance fees collected prior to...]]></description>
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		<title>SB 94 Signed</title>
		<link>http://www.topfloorlegal.com/real-estate/sb-94-signed</link>
		<comments>http://www.topfloorlegal.com/real-estate/sb-94-signed#comments</comments>
		<pubDate>Mon, 12 Oct 2009 16:54:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Broker Legal Protection]]></category>
		<category><![CDATA[Loan Modification Compliance]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://brokerlegalprotection.pashalaw.com/?p=160</guid>
		<description><![CDATA[SB 94 signed into law with a press release from the governor&#8217;s office posted.  Please keep in mind, as soon as the signing is certified, it is put into effect.  This should occur very soon this week.  Read: What does SB 94 mean to you?]]></description>
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		<title>What does SB 94 mean to you?</title>
		<link>http://www.topfloorlegal.com/real-estate/what-does-sb-94-mean-to-you</link>
		<comments>http://www.topfloorlegal.com/real-estate/what-does-sb-94-mean-to-you#comments</comments>
		<pubDate>Fri, 09 Oct 2009 00:30:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Broker Legal Protection]]></category>
		<category><![CDATA[Loan Modification Compliance]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://brokerlegalprotection.pashalaw.com/?p=137</guid>
		<description><![CDATA[This will outline the ramifications of SB 94&#8242;s prohibition and restriction of advance fees in relation to loan modifications services, specifically by licensed real estate brokers. This post is not exhaustive of every situation and is only general commentary on the bill.  A specific legal consultation applicable to your specific situation should be obtained only...]]></description>
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		<title>The Loan Modification Industry in California is About to Change</title>
		<link>http://www.topfloorlegal.com/real-estate/the-loan-modification-industry-in-california-is-about-to-change</link>
		<comments>http://www.topfloorlegal.com/real-estate/the-loan-modification-industry-in-california-is-about-to-change#comments</comments>
		<pubDate>Sun, 13 Sep 2009 23:39:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Broker Legal Protection]]></category>
		<category><![CDATA[Loan Modification Compliance]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://blog.pashalaw.com/?p=122</guid>
		<description><![CDATA[SB 94 , advance fee legislation, is about to be passed and is likely to be signed by the governor.  What does this mean to those providing loan modification services?  This legislation is definitely a game changer and will likely push a large segment out of the industry, for the better or worse.  Of course,...]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Forensic Loan Audits – Unauthorized Practice of Law?</title>
		<link>http://www.topfloorlegal.com/real-estate/forensic-loan-audits-%e2%80%93-unauthorized-practice-of-law</link>
		<comments>http://www.topfloorlegal.com/real-estate/forensic-loan-audits-%e2%80%93-unauthorized-practice-of-law#comments</comments>
		<pubDate>Thu, 25 Jun 2009 10:18:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Broker Legal Protection]]></category>
		<category><![CDATA[Loan Modification Compliance]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://blog.pashalaw.com/?p=56</guid>
		<description><![CDATA[Since loan modification companies are slowly going legit or slowly dying off, “new and improved” loan audit companies are sprouting up. Here is the common scenerio.  Loan audit company provides a “forensic loan audit” to customer for $1,500.00.  We will leave the utility of a forensic loan audit to another post.  The company then refers...]]></description>
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		<title>Loan Modification Crackdown</title>
		<link>http://www.topfloorlegal.com/real-estate/loan-modification-crackdown-%e2%80%93-are-you-compliant</link>
		<comments>http://www.topfloorlegal.com/real-estate/loan-modification-crackdown-%e2%80%93-are-you-compliant#comments</comments>
		<pubDate>Fri, 20 Mar 2009 09:40:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Broker Legal Protection]]></category>
		<category><![CDATA[Loan Modification Compliance]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://blog.pashalaw.com/?p=29</guid>
		<description><![CDATA[As expected, loan modification companies around the nation are being targeted for lawsuits and criminal prosecution. If you are operating in California, keep in mind that you are conducting business in the most regulated state in the country and lawyers out west enjoy litigating. For example: youwalkaway.com (You Walk Away, LLC) is being sued in...]]></description>
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